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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 937-654-SELL.
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Find Out About the Latest Kettering, Dayton and Centerville Area Homes for Sale Before Anyone Else! 

I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Kettering, Dayton and Centerville, Ohio area MLS, and even later on the national listings web sites, if at all. 

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Get an email as soon as my new properties come on the market in Kettering, Dayton and Centerville! There's no obligation, and you can stop my emails with one click. Just fill out this form to get started... 

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Real Estate Tips
About Appraisals >Lender Appraisal

Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.

To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.

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Real Estate Trivia
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What do 84% of homebuyers who use the Internet to search for homes have in common?

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They use a real estate agent to purchase their home.
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Jon Murray, REALTOR®, real estate agent and broker for Kettering, Dayton and Centerville, Ohio home listings, property and land for sale - NUMBER1EXPERT

Jon Murray
Big Hill GMAC

5580 Far Hills Ave
Centerville, OH 45429
937-654-7355
Fax: 937-643-0098
jonmurray@NUMBER1EXPERT.com


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